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Claims

Accident Benefits Claims

Every insured driver in Ontario is covered under the Insurance Act. Under the regulations set out in this Act, automobile insurance policies are required to provide a minimum of no-fault coverage. Any driver, passenger or pedestrian that has been hurt in a motor vehicle accident is entitled to apply for Accident Benefits. 

Regardless of who was at fault in the collision, if you or your family member was hurt in a motor vehicle accident you may be entitled to these no-fault benefits. Circumstances of the accident and the degree of the injury sustained will impact your ability to access these benefits, but they may include: lost wages, childcare or caregiver expenses, non-earner benefits for unemployed or self-employed individuals, medical and rehabilitation expenses, attendant care costs, case management services and more.

The definitions, timelines, and regulations outlined in the Insurance Act are highly complex. Your insurer knows these regulations inside and out and they may attempt to overwhelm you with documentation, details and other information and records that you are unaware you need. If your insurance provider challenges your claim, this process can be made even more difficult, especially for an individual unfamiliar with the various requirements and negotiation procedures. 

Accident Benefits Claims should not be attempted without the assistance of a qualified legal professional. More than just a qualified professional, Vishal Sharma has successfully developed, managed and resolved claims where the individual was deemed catastrophically impaired, awarding benefits above and beyond what they were entitled to under the Insurance Act. If you or a loved one has been hurt in a motor vehicle accident, Vishal Sharma will advocate for your rights every step of the way while you focus on recovering and getting yourself and your family back on track. Call Vishal Sharma today if you have been involved in an accident.

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