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Accidental Death Benefits & Acts of War Exclusions
On January 8, 2020, Ukraine International Airlines Flight 752 was shot down by the Islamic Revolutionary Guard Corps (IRGC), killing all 176 civilian passengers and crew on board. The tragedy occurred five days after the assassination of Qasem Soleimani by the...
No Insurance and Injured?
If you’re injured in an accident in Ontario, there are a few ways to receive compensation for your injuries. One is to apply for Statutory Accident Benefits, which are a form of no-fault insurance available under every Ontario auto insurance policy. The second is to...
Liability Waivers
Under Section 3(1) of the Ontario Occupiers Liability Act, an occupier of premises owes a duty of care to see that the people entering the premises, and their property, are reasonably safe. Under Section 5 of this Act, though, occupiers are permitted to modify,...
At Fault Accidents: Available Benefits and Fault Determination
The Statutory Accident Benefits Schedule (SABS) is Ontario’s no-fault insurance system. Fault does not matter when claiming these benefits through an insurer. Regardless of the existence of no-fault insurance coverage, insurance companies conduct an investigation to...
Long-Term Disability & Income Replacement Benefits with Your Insurer
Ontario has rules preventing double recovery after a motor vehicle accident. Double recovery is when a plaintiff is awarded compensation for the same damages twice; once under the Statutory Accident Benefits Schedule and another through a personal injury claim. When...